An insurance appraisal becomes the replacement contract between you and your insurance company. We provide enough detail to establish a solid foundation for any claim or loss. We work for our clients and their interests, not the insurance companies. Damage claims are our specialties. We will describe the amount or value lost to a diamond or damaged colored stone. In some cases we have been able to secure total replacement on damaged stones for our clients - if this is what they wanted. We work regularly with Insurance company claims departments. We are known for honest arbitrations and evaluations. Most of all, we listen to what you need and tailor your appraisal to what is right for you. We help you to sort out what should and should not be appraised which saves you time and money.